Small, independent businesses are the backbone of our economy. Unfortunately, they’ve become harder to start and struggle to compete with large chains. We’ve been inspired by owner-owned cooperatives that help small businesses thrive.
“Research suggests that COVID-19 is accelerating the greatest wealth transfer in the history of retail, worsening the already unequal distribution of ownership in our society.”
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Related reading
BANC committee submission on SME financing
Canada can continue treating its financing monoculture as inevitable, or it can follow the lead of peer jurisdictions and intentionally build the institutional diversity required for a different outcome. The status quo produces predictable, cumulative exclusions that compound over time into lower productivity, narrower entrepreneurship, weaker community resilience and entrenched inequity.
Social Capital Partners’ 2026 Federal Pre-Budget Submission
Budget 2026 should double down on the ownership agenda.
🏦 The banks can’t do everything
A new report by SCP Policy Manager Michelle Arnold, Built to Exclude: Why Canada's enterprises need a different kind of financing.